How It Works

American Best Credit Restoration is a full-service credit restoration program which tracks your credit utilizing a third-party credit monitoring service. With this service you will receive many additional benefits including a credit score tracker, money manager, interactive credit reports, one million dollars in identity theft insurance and more. When you sign up, a team of professionals will be assigned to your account and will work closely with you throughout the process. You simply sit back and watch us go to work restoring your credit right away

The Process


Create an Account With SMART CREDIT

We need to obtain a specific type of credit report that will be available with this credit monitoring service.  This step is required to start processing your file and has a fee of $29.99 per month.

Be sure to set your username as your email address, and set your password to credit123 so we can ensure access to your account.
Create An Account With SMART CREDIT

Save Confirmation Email

You will receive a confirmation email verifying you have set up your monitoring account. Please save the first page of this email as a .jpg and upload it in the “Client Documents” section of your Sign-Up form under Credit Confirmation Email.

Create an Account Here

In order to complete the registration process, you will need collect the required documents.
Required Documents
These documents will be uploaded to the sign up form, which you can start by clicking the button below.
Sign Up Now
Once we have signed up, required documents and a signed contract, ABCR will then pull your credit report and identify items that are currently or will potentially affect your credit report.

*Please read the notes below for further information

We Will Begin the Repair Process

You will be getting several documents in the mail from the credit bureaus. It is important to keep track of all these documents and upload them in the “My Documents” page in your online portal.

During the first 60 days, your credit will fluctuate as ABCR is processing items at the bureau level. This should level out after approximately 90 days.

You Need to Stay Current on Payments

It is very important than you stay current on your payments during this time.
Do not order an additional credit report during this time, as this can counteract the progress being made to your report.

*Please Note

  • Joint Accounts – due to Privacy Laws, each client is required to have their own credit monitoring account. Therefore, each client needs to have their own email address on their account. An email address cannot be shared with two people. Get a free Google email account here.
  • The setup fee of $549 will be invoiced once your account has been approved to move forward 
    Please note, this fee may be paid through one of our affiliate programs
  • Any and all developer contracts must be disclosed to ABCR, even if there are multiple contracts with the same developer
  • Any kind of security clearance must be disclosed in the sign up form
  • ABCR cannot service clients in an active loan process, or their loan may not be able to close.
  • If you have a 90-day block on your credit due to a Fraud Alert, this block must be removed by you in order for us to start service. Please click here for instructions on how to do this.
American Best Credit Restoration